In 2023, at ages 37 and 50 respectively, Sophie Hilaire Goldie and Rocky Goldie had just finished transforming a buddy’s Home Depot shed into a small dwelling They were prepared to begin searching for their own space together. “If it weren’t for crossing paths with her, I likely would have …
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Should We Invest $180K or Pay Off a $168K Mortgage? Whose Call Is It?
Dear Quentin, My spouse is 61, and I’ll be reaching 60 shortly; currently, I do not have employment. We have $15,000 invested, along with a disability benefit totaling $5,500 each month which will reduce by half after four years. There are still 25 years remaining on our mortgage, requiring a …
Read More »This Money Bias Is the Biggest Hurdle to Building Wealth, Says Financial Psychologist
It’s finally that time of year when you tackle tasks you’ve been postponing. For countless Americans, this involves addressing their financial situations. If you’ve been avoiding funding your 401(k) When starting a brokerage account, remember that many people feel the same way. About 48% of American adults—almost half—say they have …
Read More »Dave Ramsey’s Blunt Take: Rethinking Your 401(k) and IRA for Retirement
U.S. employees who save and invest for their retirement have numerous choices at hand; however, they frequently concentrate on immediate needs rather than emphasizing the objective of preparing for years ahead. Dave Ramsey, the renowned personal finance guru and host of The Ramsey Show, suggests an essential tactic for individuals …
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