Americans earning a regular salary might find it difficult to live comfortably across all 50 states. The middle-of-the-road yearly salary for people stood slightly under $62,000 by the close of 2024, as reported by the Bureau of Labor Statistics . But it takes a salary of at least $80,829 for …
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8 Instances When Using Cash Might Be Your Best Bet
Cash or credit? There are many benefits to adopting a cash-based system, as Danny Kofke, an educator and writer, explains in his book. The Prosperous Educator: Insights for Thriving on a School Teacher’s Income , Kofke points out, “A lot of us feel emotionally connected to those fresh, green banknotes. …
Read More »The 10 College Majors With the Lowest Return on Investment
College is frequently praised as a period when young individuals can delve into their aspirations and hobbies. However, enthusiasm alone won’t cover expenses. Recent data shows that graduates with majors in fields like education, social work, or the arts experience some of the lowest median earnings within just five years …
Read More »Should We Invest $180K or Pay Off a $168K Mortgage? Whose Call Is It?
Dear Quentin, My spouse is 61, and I’ll be reaching 60 shortly; currently, I do not have employment. We have $15,000 invested, along with a disability benefit totaling $5,500 each month which will reduce by half after four years. There are still 25 years remaining on our mortgage, requiring a …
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