personal finance saving spending

I grew up with my single mother, who was very cautious with finances. She meticulously saved money. clipped coupons And clung to furniture and clothing that seemed like they were plucked right from a film set in the 1980s. Once I landed my initial job, I received a reasonable income …

Cash or credit? There are many benefits to adopting a cash-based system, as Danny Kofke, an educator and writer, explains in his book. The Prosperous Educator: Insights for Thriving on a School Teacher’s Income , Kofke points out, “A lot of us feel emotionally connected to those fresh, green banknotes. …